Equities First Holdings is a Lending Company That Places Importance on The Lives of Their Borrowers

Equities First Holdings is providing an opportunity for investors to take advantage of their loan program in which they may be able to obtain loans for some of the lowest interest rates in the entire industry. What many people don’t necessarily always realize is that obtaining a loan after the application process isn’t an easy task. Not everyone gets approved for loans and if they do, it can be difficult to get a loan approved for the interest rate that they were seeking. By speaking with one of the representatives of Equities First Holdings, you can get an idea of whether or not obtaining a loan through them is going to benefit you or not.

Equities First Holdings isn’t simply a provider of loans that’s offering benefits for businesses, as they’re also placing a tremendous amount of importance on ensuring that they’re being fair in providing high net-worth individuals with the types of loans that they’re seeking as well. Equities First Holdings consists of an organization that is staffed by some of the most professional, experienced, trained, and knowledgeable employees, thus, giving applicants assurance of knowing that they’ll be able to receive the assistance that they need to properly get their loans started.

Equities First Holdings is offering non-purpose loans for high net-worth individuals. A non-purpose loan is a type of loan that utilizes the borrower’s securities as a form of collateral for the loan amount that they provide. By speaking with one of the consultants of Equities First Holdings, you’ll be able to get a good idea of whether you’re currently qualifying for the loans that they’re offering or not. Please be sure to speak with one of the representatives today, as they possess the knowledge that’s necessary for you to succeed as an investor. Borrowing may be what is required of you to take that first step towards success.

Flavio Maluf’s Academic, Career, and Entrepreneurial Journey

Flavio Maluf is a Brazilian business executive and entrepreneur. He is the current head of Eucatex Group for the last three decades. Now in his mid-50s, Flavio is the husband to his wife of 31 years- Jacqueline de Lourdes Coutinho Torres. The couple resides in Sao Paulo together with their three children.


Flavio’s Early Life


Flavio Maluf is a professional mechanical engineer. He is an alumnus of Sao Paulo’s most prestigious institution of higher learning, Armando Alvares Penteado Foundation (FAAP). So as to sharpen his managerial and business administration skills, Flavio left Brazil for the United States after graduating from FAAP. While in the U.S, he worked briefly as an administrator before enrolling for a one-year administration course at the New York University. In 1986, he returned to Brazil to take up a role as a trade executive for Eucatex Group a year later.


Career at Eucatex


Flavio’s hard work and diligence in his job impressed the management board of Eucatex, and within a few years, he was moved to the company’s industrial department. In 1996, he was incorporated into the executive arm of the business, following a decade of excellence. While in the executive, he took a keen interest in understanding how the company operated. Being a fast learner and an intelligent team leader, it took him slightly over a year to convince the company’s leadership that he was ripe for the presidency. He was appointed as president towards the end of 1997.


Flavio’s Presidency


For three decades now, Flavio has been focusing on modernizing operations at Eucatex Group as a way of making it competitive. The highlight of his tenure is his hands-on leadership, which has made operations in the company more efficient. According to him, being hands-on doesn’t make him a micro-manager. He gives his staff room to innovate and experiment, all to the benefit of the company.


As a way of endearing Eucatex Group to the immediate community, Flavio Maluf participates in community empowerment programs and philanthropy. He is a leading donor to Maternidade Idio Carli Hospital.



A Brief History of Eucatex


Eucatex Group was established in 1951 as a plates and panels production company. Its name was derived from the act of using eucalyptus as the raw material for its products. The company opened its first manufacturing plant, Chapas Unit, in Sao Paulo in 1954.




Omar Yunes Redefines the Franchising Sector in Mexico

Mexico has been a forgotten nation for a long time when it comes to the franchising business. This, however, is due to change thanks to Omar Yunes win of the Best Franchisee of the World award held in Florence, Italy in December 2015. Omar Yunes won the prestigious award defeating other franchisees that were representing the 34 countries in attendance.

To Omar Yunes and the entire Mexico Country, this is no mean achievement. The win comes in the wake of restructuring the franchising industry in the country, and the win is just an additional confirmation that Mexico as a country is ready and capable of handling international franchisee brands. This sentiment was also echoed by Diego Elizarrarrás, the official organizer of Best Franchisee of the World (BFW) who expressed confidence in the potential of the industry.

Like any other award, the BFW award had some requirements in which the overall winner ought to have distinguished himself or herself for them to win. According to Diego and the jury, the award sought to establish the franchising-franchisee relationship, developments are undertaken by the franchisee to better the overall brand, how well information was managed and importantly the motivational levels of the employees. By winning the award, Omar Yunes proved to be quite an instrumental figure in the franchisee brand he represents, Sushi Itto.

Sushi Itto is a famous Japanese food chain brand with stores all over the world. Mr. Omar’s interest in this food chain brand dates back in his formative years. With only 21 years, Omar Yunes was a proud franchisee of the food chain. He, however, did not stop at one. As he progressed with years, he would later expand his ownership to 13 food chain stores that are distributed across, Mexico City, Veracruz, and Puebla.

About Omar Yunes
Omar Yunes is a distinguished figure in the franchising world. Current the entrepreneur has a stake of 10% in the overall Sushi Itto fast food chain brand owing at least 13 food chains. Mr. Yunes has an industry experience of over 15 years and has employed 400 Mexicans in his franchising business.

What Investment Funds Can Generate Higher Returns?

Tim Armour is the Chairman and CEO of capital group. The capital investment group is the home of American funds and is considered as a large investment manager worldwide.

Tim documented about Warren Buffet’s decision to bet $1 million in a charity aimed at achieving good investment returns. Mr. Buffet took this direction since the investment returns were better than those of a group of hedge fund managers. The bet made by Mr. Buffet was a simple investment that did not cost much. Tim Armour also praised Buffet’s bottom-up approach of investing which analyzed companies and built a durable portfolio hence trusted.

To add o Buffet’s idea, Tim Armour also believed that mutual funds provided poor long returns. Low cost investments like Buffet’s provided investment returns for a long term. Therefore, his advice was for investors to change their mentality of passive index returns as the safe path for retirement investments. Unfortunately, many investors were not aware that they are exposed to 100 per cent of losses if they invested in index funds and market experienced downturns and learn more about Tim.

Tim armour had witnessed the average actively managed funds doing bad over time. He also noted that those that invested in index fund 40 years ago had over half a million dollars to date. However, investing in the best active American funds could achieve more wealth and more information click here.

According to Tim Armour, it was not easy to tell the best funds to invest in. It was however, wise to choose the funds with low expenses and high manager ownership. Also, investing in the funds needed some long time to get good returns and Tim’s lacrosse camp.

Armour further noted that millions of Americans were retiring at a tender age and the young ones were worried saving enough for their retirement. It was therefore good to discuss the steps and alternatives that were needed for the young investors to get higher returns within the limited years and resume him.

Tim Armour has been the CEO of Capital group Companies since 2015. Dr. Tim Armour is a graduate of Middlebury College. He is also the Chairman and Director of Capital Research and Management Company. He has been an Equity Investment analyst at Capital.

What to Know About EOS Lip Balm

A Few years ago, buying lip balm required you to scan through the shelves in supermarkets to get Chap sticks that were in a cylindrical tube. But later, EOS lip balm started popping up and filling shelves at Walgreens and later to Walmart. EOS lip balm is a darling to many users due to its unique flavors and beautiful colors.

Using lip balm has many benefits like;

1] Healing the skin

In case you are suffering from chapped and dry skin, using the lip care will ensure your lips are well hydrated and they recover quickly. The skin on lips is thin hence needs regular care.

2] Avoiding Embarrassment

The experience of cracked, chapped and peeling lips causes discomfort. It is mainly caused by dehydration or during particular season making the thin layer to get licked off. To avoid this, it is, therefore necessary to apply a lip balm.

3] SPF Protection

The majority of the products contain SPF in them. It helps the lips from chapping and drying and also protecting the lips from the harmful rays of the sun.

Check this site for your choice of flavors.

However, not every lip balm will do well to your lips. Some cause rashes, blisters and even drying your lips which later causes drying of your lips. Hygiene, care, and protection of your lips, EOS lip balm, will provide such.  Check walgreens.com for this.  Here are the reasons for choosing Eos lip balm:

1]. Eos is an Eco-friendly company; therefore, choosing their products is a choice to protect the nature.

2]. Vitamin A, E, Shea butter and other ingredients enable the lips to lock moisture preventing them from cracking and bleeding.

3]. All the products of EOS are free from chemicals. Their products are paraben free hence keeping you away from any potential toxins, helping you to preserve your life.

Well-moisturized lips leave a glare. Protect them with the right products that will ensure maximum care like EOS lip balm.  Now is the time to follow them at facebook.com.

To learn more about EOS, visit https://www.evolutionofsmooth.de/