Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings Company is a global leader and a lender in alternative financial solutions using stocks as collateral. The company has gained traction on a massive scale during these harsh economic times. For the company, it is a daily business to issue stock-based loans to their clients. Therefore, you have the capability to secure fast working capital with the enterprise. During this harsh economic climate, the company has seen the world accrue stability. Banks and other financial institution issuing credit-based loans have tightened their lending criteria. As a matter of fact, they have increased their interest rates to scare away clients.

For borrowers who do not qualify for the credit-based loans and are looking for fast working capital, Equities First Holdings Company is one of the best options to offer stock-based loans which have no qualification criteria. The company has also gained popularity in the issuance of stock-based loans in the world. As a matter of fact, the company has a presence on every continent. While there are numerous options for one to secure working capital, banks and other financial institutions have cut down their lending capabilities. For this reason, they have tightened their lending options and increased interest rates abnormally. This is because the harsh financial crisis does not allow credit-based loans to thrive.

The Founder and Chief Executive Officer of Equities First Holdings Company, Al Christy, sees the use of stock-based loans grow immensely. For him, his research is based on the number of applicants flowing into the company on a daily basis. This is a clear indication that the stock-based loans have become more popular among the people working with stocks. This is one of the best ways a company can grow. For those who are seeking non-recourse capital, Equities First Holdings Company is your next best destination after the banks and financial institutions.

There is always inevitable fluctuation during a three-year loan term. However, the stock-based loans are here to provide you with a hedge. They are characterized by a non-recourse feature that lets you walk away from the loan without having any further obligation to the lender. Therefore, you can keep the initial proceeds of the loans. There are numerous differences between margin loans and stock-based loans. According to Al Christy, the stock-based loans are better than margin loans. This is because you do not have to state the use of the money as a way of qualification as it is with the margin loans.

Brad Reifler: Challenges Facing Investors in the US

Brad Reifler is a successful serial entrepreneur from the United States of America. Brad Reifler is best known as the chief executive officer and founder of an organization known as Forefront Capital. Reifler is also the chairman and CEO of Pali Capital, a very famous international financial services company. Before starting Pali Capital, Reifler was working as the star trader at a company called Refco.

Reifler’s first company was founded several years ago, and it was known as Reifler Trading Company. The organization did very well under his leadership, and Refco acquired it in the year 2000. Brad Reifler has a lot of expertise and experience in investments and finances, and he has helped the middle-class investors to do well in their businesses. According to Reifler, these are the problems affecting most investors in the United States:


Fees is considered to be a huge challenge for the investors in the country. Most of the reputable management firms charge a lot of fees, regardless of the portfolio performance. According to Brad Reifler, the brokers continue to get reach without the client’s success, something that should not be encouraged.

Access to investments

Several years ago, the non-accredited investors were limited to the investments they could take part in. The accredited investors were considered to be more intelligent by the federal government, and this made them invest in private equities, hedge funds and any other private fund in the country, unlike the non-accredited individuals.

Stock Market Risk

The non-accredited investors are given limited options when it comes to investments. These group of people has very few options, and this means that they can only invest in the stock market which is considered to be very risky for them.

Bradley Reifler started Forefront Capital several years ago to ensure that the middle-class investor could not get these problems. The finance expert also wanted to give power to the small investor so that they could do well in the competitive and challenging industry. In the past, he would offer his support to the accredited investors, but he realized that these group only represented one percent of the American population, and the rest were left out.

Visiting the Amazing Kabbalah Centre

So many individuals are trying to grow spiritually and this can sometimes be difficult when it comes to knowing what is available to you out there. If you are of the Jewish religion and would like to continue your spiritual growth, you might have heard of the Kabbalah and are interested in what this can do for you and your loved ones. The Kabbalah is an ancient Jewish practice and tradition as well as a way of teaching the religion itself. This is why so many people are interested in the Kabbalah and would like to learn more about it in a convenient and comfortable manner that is right for them and their lifestyle.

One way to learn the Kabbalah is easily to go to the Kabbalah Center, which is one of the top spiritual growth facilities in the country. The Kabbalah Centre is home to thousands of members who congregate there every single week in order to learn more about the Kabbalah and its individual teachings to the people who are interested in learning about it. What you will find when it comes to the Kabbalah Center is that this is a form of teaching that enables you to feel confident in religion and that it allows you to learn more about this amazing option for yourself when it comes to choosing this for your loved ones.

You will also be around other people who share the same beliefs as you do, so this can make you feel more comfortable when learning this amazing teaching. Whether you would like to become a member of the Kabbalah Center outright or you would like to visit the center in order to learn more about it before making your choice, there are a variety of different options available to you making your options a lot easier and having you make a decision in a quick and efficient manner that is easily going to benefit everyone who might be involved.

James Dondero Supports The Family Place’s Initiative

A Dallas-based organization that supports victims of family violence, The Family Place, has embarked on a new campaign. Its objective is to raise funds in support of the construction of a new facility for counseling family violence victims.

The new Dallas Counseling Centre, which was named after Ann Moody, was budgeted for $16 million as capital. The facility, which was designed by a renowned architecture and design company, Corgan, includes a hospital, equipped dental clinic, 13 emergency bedrooms and a call center.

The center will have private and group counseling rooms and spaces for job training. Ann Moody Place intends to serve over 2,000 people each year. In addition, the facility will serve as a learning center for anti-bullying.

It will also help in prevention of teen relationship violence. This new facility will have an animal shelter. It will cater for the attendee’s pets.

On 4th October 2016, The Family Place celebrated its 21st Annual Texas TrailBlazer Awards Luncheon, which was held at the Hilton Anatole in Dallas. During these celebrations, the co-founder and principal of Highland Capital Management, James Dondero, announced the company’s support of $1 million towards raising the final $2.8 million.

Through Highland Capital Management, James Dondero, posed a challenge where the company, in the next six months, would match 50% of the amount raised.

This challenge was started after Dallas Mayor, Mike Rawlings, and David Brown, the Dallas Police Chief, called for support of the noble initiative. This information was originally reported on PRNewswire

About James Dondero

As the president of Highland Capital Management, Dondero oversees investment strategies of the company and all its operations pertaining to retail and institutional products.

He is revered for innovating Collateralized Loan Obligation (CLO). His broad practice and insights in the credit and equity markets has seen him win multiple awards.

James is a proud alumnus of the prestigious University of Virginia where he studied Accounting and Finance.

James chairs several board, including NexBank, CCS Medical Corporation and Cornerstone Healthcare. James Dondero is also a Certified Management Accountant.

Learn more about James Dandero:

Helane Morrison Takes Over As SEC Chief Administrator

Before taking over as San Francisco’s SEC chief administrator, Helane Morrison had a lot of experience working at the office. Her appointment is not a surprise to those who know about her career. She says that top on her plans is to continue with the aggressive agenda of the office. Being the first woman to serve as the district’s chief administrator, a lot is expected of her. Morrison says that she has worked alongside many other professionals in the district over the past three years to strengthen their presence and impact. This explains why she is keen to keep the momentum going during her tenure as the head.


At 46 years, Morrison is now tasked with managing various programs including examination and enforcement. Her jurisdiction includes Oregon, Northern Carolina, Alaska, Washington, Idaho, Montana, and North Nevada. Her predecessor, David Bayless had served as the administrator for five years. He now takes a new role as a partner at Morrison and Forester Law firm based in San Francisco. Since her first appointment at SEC in 1996, Morrison supervised major investigations.


The life of Helane Morrison


Morrison graduated from Northwestern College in Chicago with a B.S degree in journalism. At the University of California, she earned her J.D. She was already working as an editor of the editor-in-chief of the California Law Review. She was already a popular person before completing her studies because of her editorial role at the magazine. When she graduated and started working a law clerk, everyone knew that her remarkable career had begun. Many tipped her to become an influential person. True to the expectations, she has risen through the ranks to become one of the senior administrators in the entire country.


When she joined Hall Partners LLC, her intentions were clear. She was determined to fight corporate gouging and financial deception evils. This she did publicly, and it made her get her rightful place as one of the best-suited people to create change in the society. In her words, she has always wanted to see justice being served to all. She, therefore, plans to use her position as the new chief of SEC to advance some of these objectives. From her past performance in various employments, there is no doubt that she is the right person for the position.

Kevin Seawright, Financial, Administrative and Community Leader

Today’s financial leaders are busy, busy with an ever changing, evolving industry. When asked if they have time for anything other than work, their answer is most always “Not really.” That isn’t the case with Kevin Seawright, financial and administration operations leader.

After graduating from Notre Dame Kevin has been VP and CFO of Newark Economic Development Corporation for the last thirteen years. He has been responsible for re-engineering business strategies that have streamlined responsive accounting/finance programs, such as payables, receivables and collections.

Kevin’s phone rings off the hook with people wanting, demanding his expertise as a technological strategies adviser. He has proven knowledge and years of experience helping businesses with their organizational and economic goals. He has spent many years effectively transforming corporate earnings into processes that have helped contractors and sub contractors worldwide.

His expertise is vast and has been a proven asset to many different companies who need someone who can think outside the box.

Kevin Seawright might be one of the most sought after financial and capital advisers out there, however, he is also figuring out ways to better local communities.

Kevin brings a lot of expertise to the table and is eager to meet with city planners and government officials. He has a diverse blend of business acuity, team building strategies and financial prowess that has helped many small businesses make a legitimate go of it. Kevin Seawright also donates his time and money to organizations that invest in local artists, musicians and small businesses that need a little help.
With his youth, his experience, his skill-set and his passion; he is going to continue to fix problems and help communities thrive.

Marc Sparks: Lending A Helping Hand

According to an online article on, Timber Creek Capital, LP, has moved its offices. Marc Sparks is the founder and CEO of the company. It had been in its original location for over ten years, says the article.

He wanted the company to be in the best place to help startup business. Sparks has founded many businesses and has been instrumental in helping other entrepreneurs succeed in their businesses, the article says.

In a quote, Sparks explains that entrepreneurs need to build a business model and get resources in order to be successful. Now that Timber Creek Capital has redesigned its offices, Sparks says that they can host three other start-up companies to incubate.

Sparks opines that work environment makes up at least 25% in the recipe for success.

He points out that people are more apt to be successful if they are in a nice building rather than a run-down one in a bad neighborhood. Sparks advises entrepreneurs not to cut corners when it comes to where their offices will be.

In his experience with starting many successful companies, says the article, a certain flow is required to optimize working. He outlines many of his entrepreneurial experience in his book, “They Can’t Eat You”. He includes his many successes and some of his failures in the business world, the article states.

All of his experiences came to the culmination of Timber Creek Capital, LP. Sparks has over 30 years of experience in launching successful businesses.

According to Sparks, he mentors a few new companies at a time. Some of the things he teaches are marketing, capital, banking, and other business aspects. New entrepreneurs will have the tools they need when they are collaborating with Timber Creek, says the article.

Spark says that he has the experience and understanding to help other entrepreneurs. He says that there are many challenges that they have to face. Sparks wants to use his experience to help new entrepreneurs succeed, the article says.

All of the qualities that Sparks brings to the table as a mentor are something his team calls “spark speed”. Sparks explains that he has seen many levels of failure and success in the entrepreneurial journey.

Marc Sparks founded Timber Creek, LP, and its owner and CEO. He has written a book called “They Can’t Eat You”. It is part autobiographical and outlines his experience as an entrepreneur. He writes to help others to turn their ideas into successful businesses.

He is also known for his many philanthropical works. For several years, Sparks has partnered with habitat for Humanity to construct affordable homes for families.

He also has a charity called Sparkey’s Kids. With this non-profit, Sparks has donated 1,000 laptops to needy children with American Can! Academy. For nearly 30 years, he has worked with The Samaritan Inn. It is a homeless shelter in Texas that can house 160 homeless people a night.

Is Desiree Perez Working Out a Tidal Deal with Samsung?


The South Korean company Samsung is looking to buy Tidal from Jay Z. Samsung have already helped Jay Z launch the Magna Carta…Holy Grail. They have also helped Rihanna launch ANTI at the start of 2016.


 Rumors are that Samsung wrote out a check to Kanye West for their work with The Life of Pablo.


“Samsung is re-engaging. They are working on something really big, and they’re keeping it very quiet in case it leaks.” says a source.


I.B. Bad who is an industry insider, claims that Tidal is losing about ten million dollars a year. Even exclusive features -such as the releases of Kanye, Beyoncé and Rihanna albums- do not seem to have improved subscriber numbers enough.


Samsung are not the only ones looking at Tidal with interest. Spotify and Google have also been eyeing the Tidal company.


Whatever does happen next for Tidal, will be determined by Jay Z and his right hand woman Desiree Perez.


 Desiree -or Des- Perez and her husband Juan Perez have both been long time friends of Jay Z. It’s no wonder that Jay Z trusts them with his businesses Tidal, Roc Nation and Roc Nation Sport. Desiree Perez in particular is known for being tough and a strong businesswoman. If the future plans for Tidal are to sell the music streaming service, Desiree Perez will only allow it to happen if she can get Jay Z the best deal possible. Or if Tidal is not going to be sold but Desiree and Jay Z decide that they want to partner with another company to help gain more subscribers to Tidal and more management, she would ensure the best partnership would be struck.


When Tidal was first purchased, it was worth $250 million. Now it is said to be worth $100 million.


Rumors are that Tidal needs to be bought and handled by someone else for it to not die out completely. Of course these observations are merely based on rumors.


Tidal and Samsung management teams have both declined to discuss whether or not Tidal is going to be sold to Samsung.

Cambridge Publishing Awards Brian Bonar as the Executive of the Year in the Finance

Brian Bonar, the CEO of Dalrada Corporation has recently received a professional networking community highest honor. He has been named as the executive of the year in Finance by Cambridge Publishing.

Although it is an honor to be included in the Cambridge Publishing Who’s Who Registry, only four individuals are honored as executives of the year in each discipline. The Cambridge Publishing committee select nominees based on academic qualifications, professional accomplishment, and leadership competencies.

With over 30 years of professional expertise in the finance sector, Bonar is competent to oversee Dalrada’s operations. For over ten years, Bonar has served as Dalrada’s CEO; thus, he is conversant with employer and employee benefits and aftermarket products.

Dalrada serves as a marketing liaison responsible for distributing a spectrum of employee programs to increase efficiency in the workplace. The programs include risk management, financial planning, employee benefits, and business management services.

About Brian Bonar

Brian Bonar is a well-known entrepreneur for his contribution towards the success of a series of businesses. Currently, he serves as the Principal and CEO of Trucept Incorporated. Over the years, he has gained extensive business leadership background, having worked for large companies like Dalrada Financial Corporation.

Part of Bonar’s success in business can be attributed to his technical background. He attended James Watt Technical College to pursue a degree in Technical Engineering and later joined Stafford University for Master’s degree in Mechanical Engineering.

Brian Bonar career started as a procurement manager for IBM before his way up as the director of engineering at QMS where he managed over 100 employees. After a while, he left for Adaptec as a sales manager. Once he gained extensive business experience, Brian established his first company, Bezier Systems.

As a specialist in mergers and acquisitions, Brian Bonar could combine his creative and personable approach to life with his technical background in engineering. In 2000, he was honored as Cambridge Who’s Who Executive of the year in Finance. During his leisure time, he takes part in boating trip and golf.

Dalrada Financial Corporation

Founded in 1982, Dalrada Financial Corporation is a California-based leading provider of financial advisory services, employer and employee benefits, and outsourcing business goods and services to small and medium size enterprises in the US.

Its core services include payroll processing, health insurance, financial planning, deferred compensation, ICT consulting, 401(k) plan, and administrative services. Dalrada Financial Corporation was formerly known as Imaging Technologies Corporation.

While working at Dalrada’s, Bonar has earned numerous accolades including the recent honor as Cambridge’s Executive of the Year in the discipline of Finance.

Adam Goldenberg: A Profitable Venture with JustFab

At age 13, Adam Goldenberg used his Bar Mitzvah money to started an online bulletin board service in 1994. He turned his site into a gaming website in 1996 and called it Gamer’s Alliance. Brett Brewe, founder and president of Intermix was impressed with Goldenberg’s site and bought it in 1997. He had no idea that Goldenberg was only 17. Goldenberg was 19 years old when Brewer made him the COO of Intermix. To date, Adam Goldenberg is the youngest person to ever be a COO of a public company.

In 2000, was acquired by Intermix. It was a health and fitness startup that was launched by Don Ressler. Ressler and Adam Goldenberg worked well together. They used the advertising company Alena Media. Intermix got hundreds of millions worth of revenue with the team’s ecommerce.

Goldenberg and Ressler left Intermix after is was acquired by News Corp in 2005, since they were not bound by contract. They wanted to find new opportunities in the business world on They worked with a group of former Alena team members and cofounded Brand Ideas, which became Intelligent Beauty.

One of their first creations was a skin care and cosmetic line called DERMSTORE. It used direct-to-consumer marketing. They also created a weight-loss system called SENSA a couple of years later. Dr. Alan Hirsch helped with the development and Brett Brewer, former Intermix founder, became CEO. These ventures were highly profitable.

JustFab was a subscription e-commerce venture that Intelligent Beauty launched in 2012. Matrix Partners provided JustFab with $33 million in Funding in 2011. They got $76 million in capital funder from various companies in 2012.

JustFab expanded its operation to children’s clothing and shoes. It brought over a million European customers on By the end of 2013, they had over 3 million customers all over Europe. After getting $40 million in a Series C funding, JustFab started Fabletics. It is a clothing line designed by actress Kate Hudson. Fabletics has even opened a brick and mortar store.

Passport Special Opportunity Fund led a capital fundraiser for JustFab in August of 2014 and raised $85 million dollars. The companies who invested were existing investors.

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